Certain preventive care services are covered at 100% before deductible when received in an in-network office or outpatient setting. Other covered services may be subject to deductible and coinsurance. When you receive preventive care out-of-network, you may pay more. Visit BlueCrossNC.com/preventive for a full list of preventive services.

Covered in more than 200 countries and territories worldwide through BlueCard® program. Blue Cross and Blue Shield Association. Not all plans have statewide coverage and not all plans are available in all counties.

Dual-option plans are available to employers with 10 or more participating on their health insurance plan.

Special conditions apply. Please contact us at small.business@bcbsnc.com for more details.

Blue365 offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with Blue Cross NC. The Blue Cross and Blue Shield Association may receive payments from Blue365 vendors. Neither Blue Cross NC nor the Blue Cross Blue Shield Association recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice. This program is provided by BCBSA and not Blue Cross NC.

Blue Cross NC offers Healthy Outcomes programs as a convenience to aid you in improving your health; results are not guaranteed. Blue Cross NC contracts with Optum, an independent third party vendor, for the provision of certain aspects of Healthy Outcomes programs and is not liable in any way for goods or services received from Optum. Optum does not provide Blue Cross and Blue Shield products or services. Blue Cross NC reserves the right to discontinue or change Healthy Outcomes programs at any time. The programs are educational in nature, and are intended to help you make informed decisions about your health, and to help you comply with your doctor's plan of care. Decisions regarding your care should be made with the advice of your doctor.

Consult your legal or tax advisor for guidance.

Final determination of eligibility and/or amount of Small Business Health Care Tax credits can only be obtained through the Health Insurance Marketplace.